There is only one sort of collision insurance for most states, and it pays to repair or replace the policyholder's vehicle after a motor vehicle incident. Collision insurance applies whether or not the policyholder was to blame for the crash, and it's always required for leased or financed vehicles. https://cartuningnearme83820.blogofchange.com/20719136/not-known-details-about-when-to-remove-collision-coverage