Anyone may also been given or inherited a stone, may or never be a diamond.
Most require anyone to be 18 years old but increasingly more more accept 16 years olds. Palladium is a decent metal most jewelers cannot work it properly and very, hardly anything choice is on the market in palladium. https://international.Tk.Ac.kr/bbs/board.php?bo_table=free&wr_id=417