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The inclusion of time-varying covariates into survival Investigation has led to higher predictions of enough time to default in behavioural credit score scoring designs. However, when these time-various covariates are endogenous, there are two significant problems: estimation bias with the survival product and lack of a prediction framework for https://westpac-peter-cornwell84775.full-design.com/stress-testing-and-forecasting-can-be-fun-for-anyone-71604311

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