A non-warrantable condo is a home that fails to qualify under Fannie Mae or Freddie Mac standards, so conventional financing is not possible. The reasons can be a high ratio of investor-owned units, litigation pending, or a financially troubled HOA. Because conventional lenders shun these homes, buyers have to find alternative financing with higher interest rates and down payments. Bu... https://x2mortgage.com/blog/all-about-non-warrantable-condo-loans